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Decrying McCain's 'Radical' Plan, Obama Returns Focus to Health Care Coverage

Updated 6:18 p.m.
By Perry Bacon Jr.
NEWPORT NEWS, Va. -- The two presidential candidates moved from an emphasis on the Wall Street crisis to more traditional ground, as Sen. John McCain sought to cast Sen. Barack Obama as a liberal interested in drastically raising taxes and spending, while Obama blasted his opponent for having a weak plan on the key pocketbook issue of health insurance.

In a speech here, Obama called McCain's health care proposal "radical," a day after McCain told an audience in Colorado, "Senator Obama wants to stand between you and your family doctor."

"Here's John McCain's radical plan in a nutshell: he taxes health care benefits for the first time in history; millions lose the health care they have; millions pay more for the health care they get; drug and insurance companies continue to profit and middle class families watch the system they rely on begin to unravel before their eyes," Obama said in front of a crowd of several thousand in this coastal community. "Well, I don't think that's right."

Obama's campaign has released a series of ads and mailers in closely-contested states attacking McCain on his health care plan, as well. The latest commercial, dubbed "One Word," criticized McCain for not saying "one word" about some tax increases that will accompany his proposed health coverage reforms.

Tucker Bounds, a McCain spokesman, said Obama was "lying to voters about McCain's plan," and attacked the Democratic nominee's health care proposal as "higher taxes, a trillion dollars in new spending and a radical turn toward government-run health care."

McCain's health care vision, announced by his campaign in the spring, attempts to shift how Americans purchase insurance by providing individuals with a $2,500 tax credit ($5,000 for families). To help pay for the proposal, he would tax the health care benefits many Americans currently get from their employers.

In theory, the $5,000 tax credit would offset the additional taxes, and most Americans would pay the same or less in taxes while receiving similar health coverage. But independent studies suggest that once such a credit is offered, many firms will stop offering their employees health care benefits.

A study by the nonpartisan Tax Policy Center estimated that 20 million Americans might lose their coverage under the McCain plan. But with the help of the McCain tax credits, more than 21 million people would also pick up health insurance -- a point Obama's critique omits. The people getting insurance under McCain's approach would likely be in plans less generous than what they received through their employer.

Some of the same people who lost employer coverage under the McCain plan likely would buy it directly from insurance companies, as would some of the currently uninsured. Nonetheless, experts predict some of the newly uninsured Americans would be unable to buy coverage directly from private insurers, who charge very high prices if a person is old or already has a chronic illness like diabetes.

These experts argue the changes would unravel the system through which the vast majority of American workers now get their insurance. Should younger workers be able to find cheaper health insurance directly from insurance companies, for example, businesses would be burdened with paying insurance costs for an older group of employees, who are more likely to incur high health care expenses.

"It's the same approach George W. Bush floated a few years ago," Obama said. "It was dead on arrival in Congress. But if Senator McCain were to succeed where George Bush failed, it very well could be the beginning of the end of our employer-based health care system. In fact, some experts have said that that's exactly the point of John McCain's plan -- to drive you out of the insurance you have through your employer -- and out into the marketplace."

McCain advisers dispute the notion that the employer system would fall apart, as even a shift of 20 million people into the direct purchasing pool would leave more than half of all Americans still obtaining health insurance through their employers.

McCain's health proposal is more targeted at reshaping health care than reducing the number of uninsured. The basic concept is to get more people to enroll in health plans where they pay less if they buy cheaper services or use fewer medical resources.

Obama has laid out a more traditional Democratic approach, expanding access to government health care programs, such as the State Children's Health Insurance Plan for low-income children, banning insurance companies from charging higher rates to people who are older or have chronic illnesses and creating a government-operated agency that would set rules for private insurance plans.

Experts estimate it would expand the ranks of the insured by more than 34 million people, compared to a gain of less than 5 million under the McCain plan. Both plans would cost more than $100 billion each year, according to the non-partisan Tax Policy Center.

"I reject the tired old debate that says we have to choose between two extremes: government-run health care with higher taxes. .. or insurance companies without rules, denying people coverage," Obama said here. "That's a false choice. It's the same distracting rhetoric that's kept us gridlocked for decades."

Obama's plan calls for higher taxes on people who make than $250,000 a year to help finance the program. And while it is not "government-run" -- as McCain has described it -- the government would add many requirements: parents would have to purchase insurance for the children, large businesses would have to offer insurance to their workers or pay a tax to the government and insurance companies would effectively be required to offer plans at lower prices and with more benefits than they currently do.

Posted at 2:50 PM ET on Oct 4, 2008  | Category:  Health Care
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According to the Commonwealth Fund, Obama's plan is more effective.

Not only would Obama's plan reduce ranks of uninsured 17:1 (Obama v. McCain), over the 10 year course of implementation, Obama would expend only $1,630 B in federal $ to cover 34 M uninsured, and McCain would spend $1,311 B in federal $ to cover 2 M uninsured. Do the per capita, and it's clear, Obama's plan provides more value to Americans and American taxpayers than McCain's plan.

Obama's plan offers choice, a benefit floor, seamless enrollment, a broad risk pool, quality, efficiency and non-discrimination.

Posted by: caringforthefuture | October 6, 2008 3:49 PM

John McCain And The Making Of A Financial Crisis:

http://keatingeconomics.com

Posted by: ghuntcustom | October 6, 2008 10:53 AM

Obama is a socialist, he should shut up.

Posted by: Jake_D | October 6, 2008 1:55 AM

Jon Voight Accuses Obama of everything under the sun in a rant on fox. http://www.HuckabeeShow.com

Posted by: pastor123 | October 6, 2008 1:36 AM

Now that we’ve committed $750 Billion to the Bailout, Obama’s Health Plan proposal for insuring 47 Million Americans with public funding is as obsolete as a recipe for Roast Dodo and as meaningful as an Edict from the Commissioner of the More Taste League.

Posted by: thecannula | October 5, 2008 9:52 PM

McCain's plan sounds sorta good, don'tcha think? A tax credit! Like increasing the standard deduction! AND -- all on yer own, ya' can git yer own insurance. And you can get it cheaper 'cause you can get less coverage. So if you have a high deductible, you can use the credit ya' got from McCain. And what do the insurance companies lose???? nuthin'! Darn good idea. yep. AND when yer employer drops the insurance plan --- he'll give ya' a raise, --- betcha!

Posted by: alexash | October 5, 2008 4:46 PM

I think the biggest tell is under McCain's plan, those people already receiving employer sponsored health benefits would now be taxed for that benefit. A nice slight of hand pitting those with a conscientious employer against the WalMarts of Amerika.

Posted by: lbcentaur | October 5, 2008 2:43 PM

See Out Takes Of the VP Debates
http://www.watchdebates.com

See John McCain loosing his temper,
and saying the f word over and over again.
http://www.mccanes.com

Posted by: pastor123 | October 5, 2008 1:51 PM

Cannula, it's 750 Billion to the bailout, not 750 million. You're off by a factor of 1000.

Obama's plan is not just public funding - it's a mix of public incentives, creation of shared risk pools, rules that limit problems with adverse selection, and other techniques that truly help.

McCain's plan costs nearly as much. The two plans are very close in cost. The argument is not about dollars, because the dollars are very close.

There are two huge differences. The first is that Obama's should cover tens of millions of new people, while McCain's plan would cover about a million more. With Obama's, you get about 20-30 times as much "bang for the buck."

The second is, McCain's program provides no meaningful safety net for people with pre-existing conditions.

While you may have a million more net insured, what you are getting is many more young healthy people with insurance, and many more older sick people without it.

Given that about 1 in 4 women will get breast cancer, about 1 in 3 or so men will get prostate cancer, about 1 in 3 or so people will have high blood pressure, about 1 in 3 or so will be put on statins for high cholesterol - that's most of the people you know over 40, either them or their families.

These people will not be able to get individual health insurance at a reasonable price.

This could be life and death for me. Not to mention you, your mom, your dad, your sister, your brother.

I am not willing to die for McCain's lousy health care plan.

Breast Cancer Survivors for Obama 08!!!!!

Posted by: VirginiaGal2 | October 5, 2008 12:46 PM

-24. October 5, 2008
12:04 pm

Link
Your comment is awaiting moderation.

Now that we’ve committed $750 Billion to the Bailout, Obama’s Health Plan proposal for insuring 47 Million Americans with public funding is as obsolete as a recipe for Roast Dodo and as meaningful as an Edict from the Commisioner of the More Taste League.


Posted by: thecannula | October 5, 2008 12:20 PM

"In theory, the $5,000 tax credit would offset the additional taxes, and most Americans would pay the same or less in taxes while receiving similar health coverage."

Posted by: MarkInAustin | October 4, 2008 3:57 PM

From the McCain plan you may get savings during the first couple of years but because of inflation those savings will be eroded. You will be buying as an individual rather than as a group. You will be trapped into your insurance once you develop a preexisting condition which leaves you dependent on one insurance company and their pricing will be adjusted by the lack of competition they know occurs as their insured become older.

McCain's plan is a deregulation of the health insurance industry and with health insurance unlike other products you buy there is price and health and life riding on the line. Do you want competition cut off when you are most vulnerable to price gouging by your insurance company?

Over the long term reducing the rolls of the uninsured will decrease the cost of health insurance. McCain's plan hardly addresses that problem and over the years will benefit only the insurance companies and employers.

Posted by: Gator-ron | October 5, 2008 12:08 PM

Now that we've committed $750 million to the Bailout, Obama's Health Plan proposal for insuring 47 Million Americans with public funding is as obsolete as a recipe for Roast Dodo and as meaningful as an Edict from the Commisioner of the More Taste League.

Posted by: thecannula | October 5, 2008 12:00 PM

Posted by: jeff32 | October 5, 2008 2:46 AM

The business owner that tells you that a tax saving will be passed on to the employing is not being candid. The rise in employees salaries since George W Bush was in office has barely kept up with inflation while the tax burden of the owner has plummeted.

What causes incomes to go up is the competition for employees. In this employment environment there will be plenty of employees to replace you so do not expect any salary benefits from the tax decrease for your employer. You always know you got the benefit if it goes to you.

Don't vote for an extension of Bush economic policy, it is worse now than it was for the last eight years and that was pretty bad.

Posted by: Gator-ron | October 5, 2008 11:49 AM

Jeff, a small business that has a net profit of 250,000 per year certainly is going to be paying its owner more than 60,000 per year - and remember, that's AFTER salary expenses, so odds are the owner is making closer to 310,000 per year rather than 60,000.

I own a small business, and I pay taxes on the profits, so don't try to pull this BS on me.

The estimated budget impact of Obama's plan is only slightly higher than McCains - but Obama's covers tens of millions more people for about the same money that McCain adds about a million.

The McCain plan will leave most employees at the mercy of the individual market - which means, for millions of us, NO COVERAGE AT ALL after having worked hard for decades and paid into insurance companies for those same decades.

Now that I need coverage, McCain's plan would leave me to die without insurance.

I'm not willing to die for McCain's lousy healthcare plan.

Breast Cancer Survivors for Obama 08

Posted by: VirginiaGal2 | October 5, 2008 11:35 AM

If you're trying to buy insurance on the open marketplace, the McCain plan leaves you out of luck - because the majority of us over 40 CANNOT BUY REASONABLY PRICED HEALTH INSURANCE because of pre-exisitng conditions.

High blood pressure? You're denied. Had breast cancer, caught early and apparently fully cured? You're denied. Got screened for a possible health problem (and tests turned out negative)? You're denied.

Obama's plan actually makes it possible for people to change jobs freely, by REALLY making it possible to get insurance if your employer doesn't offer it.

I'm not talking about people making risky health choices. I'm talking about MOST people, who at one point or another in their lives will have a problem that leaves them uninsurable.

Obama's plan is not nationalized health care in the single provider mode. It builds on what we have, and makes it possible for everyone to get health insurance.

McCain's plan does not provide a safety net for even HE HIMSELF to have a reasonable likelihood of getting health insurance on the open market.

Most of the people you know over 40 have, or their family members have, one or more conditions that would make it very difficult to impossible to get health insurance at a reasonable price.

That's the dirty little secret in McCain's health plan.

I support Obama, and I would support him because of this one issue alone. I don't want a nationalized single payor system - and that's not what Obama's plan provides. It does, however, make it possible for more people to get health insurance - it doesn't take it away from those who already have it - and it costs only a fraction more than McCain's plan, which is NOT budget neutral.

Breast Cancer Survivors for Obama 08.

Posted by: VirginiaGal2 | October 5, 2008 11:29 AM

This issue is way t complicated for Obama and the American people. I own two businesses and pay 100% of my employees health benefits if they choose to join the plan. I can tell you, my employees would rather get the money and choose for themselves. This would also free them up to move from job to job without fearing loss of coverage. Obama knows how to play us by saying Tax!

Posted by: acarponzo | October 5, 2008 8:40 AM |

You have already announced that you are not telling the truth. You have no idea what your employees would choose if they understood the plan. As a physician I would advise them to choose the Obama plan because it gives them the option of choice, and the protection from discrimination for pre-existing conditions. There will be no incentive for their employer to drop them from health insurance. They will be protected if they develop a condition such as diabetes or cancer and choose to change jobs in the future. Those in the poverty or near poverty level will be able to get assistance in getting insurance and only the Obama plan will lower the cost of insurance by decreasing the rolls of the uninsured. Getting health insurance when changing jobs will be no problem. That insurance will be purchased at a group rate.

The McCain plan which will initially help the youngest workers will not protect them from health care insurance inflation. The tax credit does not change with the rising cost of health insurance and they will be trapped in their insurance if they develop a disease because changing the insurance will be impractical..

Furthermore the value you will get from your health insurance policy will go down because if certain mandated coverage is removed, the insurance company will pass some of the savings on to you but keep some for themselves. The regulation of the insurance company by the insurance commissioner will be lost and it will become open season for greed just like what we saw with Wall Street.

Buying health insurance will become a nightmare, with predatory health insurance companies opening up shop, just like the predatory lenders because regulation will be diminished. For your personal health and the health of your wallet stay away from McCain's plan, the only thing you can be sure of is that the income you pay taxes on will go up and that the insurance companies will get a check from the government if you buy insurance.

Over the long term there are no advantages for the individual with the McCain plan, it only benefits the insurance company and the employer.

Posted by: Gator-ron | October 5, 2008 11:28 AM

What fails to get mentioned is that many people seeking insurance on the open market are Denied coverage by the insurance co. due to often something small in their medical records. If people start losing employer based (McCain's plan) insurance the number of uninsured will climb. Not because of cost but because of ins. co's right to Deny insurance. I can not tell you how many times as an ins. agent I have had to tell people that they have been denied because their Dr. put them on some drug, for even a short period of time, that causes them to now be uninsurable. Even completely health young people are denied ins. on the open market because their Dr. prescribed an anti-depressant or a woman had one pap smear that was not normal (even if it is normal on re-test). Losing employer based health ins. is not a viable option until the laws are changed regarding the ins. co's ability to Deny coverage for just about any reason they want to. Vote NO on McCain's plan to help corporate America and make life continuously worse for the average working voter.

Posted by: 4njvotes | October 5, 2008 9:28 AM

This issue is way t complicated for Obama and the American people. I own two businesses and pay 100% of my employees health benefits if they choose to join the plan. I can tell you, my employees would rather get the money and choose for themselves. This would also free them up to move from job to job without fearing loss of coverage. Obama knows how to play us by saying Tax!

http://www.bop-o-rama.com

Posted by: acarponzo | October 5, 2008 8:40 AM

A small business that makes $250,000/year will go bankrupt if taxes are raised any more. That means less jobs and more people without med insurance. Small businesses get hammered with higher rates on utilities like gas, phone, and electric as it is. Now we're gonna have to pay higher taxes to support the government even more than we already do. That's just absurd. Believe me, a business owner of a $250,000/yr business is barely making $60,000/yr in salary. So under this plan that Obama proposes all the US will have is government and HUGE corporations that put special interest cash in the politicians pockets. Say good-by to Democracy and hello to Communism.

The McCain plan will free up small business owners to pay a slightly higher wage to their employees that, along with the tax break, will allow them to get better insurance and have higher quality health care. Say good-by to Tax and Spend and hello to new jobs.

Posted by: jeff32 | October 5, 2008 2:46 AM

Doggone it, maverick, what are you trying to do us? Darn wrong.

Posted by: mnjam | October 5, 2008 2:14 AM

McCain and Palin doesn't have good Health Care Plan for Americans because they are both stupid and no brain at all. They couldn't think well. McCain's brain has been eaten by the medication he has been taken for so may years. Palin is so stupid and expecting the American people to put her in the White House because of her charm. A six year old child is smarter than Palin. A two year old child will actually act responsibly than McCain. We are in the pat of more destruction if we elect these two irresponsible and immoral dogs. American people wake up! These two Hayenas are trying steal our rigths as Americans. Vote for Obama and Biden, they are honest, smart, intelligents, and responsible.

Posted by: goldieluck | October 5, 2008 2:00 AM

Here we go again doggone Palin. You are in the pat of destruction again. How could people trust you with your stupidity and lying pig. You are treating people like stupid one more time. We are smarter than you and you can't fool us with your lying stupid show. You don't haver any moral at all. Well! we can see how you hold your household anyway. Unwed pregnant daughter, go back in Alaska and raise your children in proper way, maybe God will reward you with more pigs in your backyard. STOP MAKING STUPID GIMMICK, BECAUSE WE'RE NOT STUPID LIKE YOU ARE. Everytime you make false accusation and lie infront of millions of American, we like to pull your hair down, knock on the ground to let you know that we are not stupid. You and McCain deserved each other in hell. STUPID!

Posted by: goldieluck | October 5, 2008 1:43 AM

This Sarah Palin is stupid. She must have Joe Lieberman read her the New York Times.
Sarah Palin will do anything and say anything they tell her to. What an idiot.
If she ever gets to the White House, she will be the door mat.

Posted by: mrtutto | October 5, 2008 1:24 AM

Earth to McCain: There's no such thing as a free lunch. Or free insurance. Or a free war.

McCain flunks basic economics. Let's hope the voters don't. Vote Obama!

Posted by: TomJx | October 5, 2008 1:19 AM

Recently, Allstate insurance challenged the state of Florida over its rate plans by refusing to release it's data justifying an increase.

The state responded by suspending Allstate's issuance of policies until it complied. Eventually Allstate settled and lowered it's rates.

Without state regulation, insurance companies would be running wild with rate increases.

You would think McCain would have learned from his other deregulation blunders.

Posted by: seemstome | October 5, 2008 12:51 AM

to Wiel; hie thee to a headshrinker, forsooth.

Posted by: seemstome | October 5, 2008 12:28 AM

With the exception of his years as POW, McCain has had his health insurance for free all his life. He has no experience of what it is like to be denied one of the basic necessities of a civilized society.

If it weren't for detection and treatment of his cancer, he would have died years ago.

Millions have died in this country because they were denied this basic treatment.
McCain just doesn't care or doesn't get it.

His health industry friends have convinced him that "life to the highest bidder" is the way things should stay.

Posted by: seemstome | October 5, 2008 12:21 AM

All this talk about John McCain's "plan" for anything is superfluous.

It is obvious to me that all he wants to do is start another war, so that he can 'win" the one that he felt was lost in Viet-Nam.

He is no better than a modern day deranged Don Quixote. We need to wake up and realize this before it is too late.

Please watch his anger and impatience in action as he shuts down the Senate investigation in 1991 into the missing POW's and MIA's in Laos. He has not changed.

It is in the first video on the website with much background to follow. The website is maintained by Viet-Nam veterans who feel that John McCain is attempting to cover up his past as the "songbird" who gave classified information to Russian interogators working in Hanoi for the Vietnamese.

View the information at:

http://www.wakeupfromyourslumber.com/node/6065

This man was dangerous then, and even more dangerous now.

Viet-Nam Veteran
Khe Sansh 1968

Posted by: Luke2 | October 5, 2008 12:15 AM

"Even if 20 million Americans lose their coverage under the McCain plan, with the help of the McCain tax credits, more than 21 million people would also pick up health insurance" -- another point Obama's critique omits.I keep reading this and still donot understand this statement.So is it saying that some will lose, and some will gain? Why can't everyone gain?

Posted by: puredemo | October 4, 2008 10:45 PM

Republicans don't believe in helping those who are less fortunate than themselves. They don't believe that it takes a village to raise a child. Nor do they believe that it should take a village to provide health care to sick kids. They are not their brother's keeper. That socialism, they cry. Remember when it use to be called Christianity?

Republicans believe in individual responsibility - survival of the fittest - every dog for himself (except when it comes to bailing out Wall Street).

Posted by: hamishdad | October 4, 2008 10:42 PM

McCain's plan is indeed radical. Taxing the healthcare benefits of those of us who are fortunate enough to get healthcare insurance through our work won't help anyone. It will just destroy the work related programs that do work well for many people. Younger, healthier workers will drop out of the work-related insurance system, but the private sector won't take up the slack---not for a mere $5000/year which is almost nothing compared to what it costs per year to insure the older workers. We will end up INCREASING the uninsured and spending more to do it.

Obama has a reasonable plan for building on what we have and extending further coverage to more and more people. The average working man or woman who has health care coverage now would be crazy to support McCain. If he wins workers are likely to lose their coverage or pay much more for it. McCain's methods of "degregulating" the health insurance industry will likely work just about as well as the Republicans' methods of deregulating the mortgage securities industry--in other words, it would be a disaster. Vote for McCain and you will lose the insurance you now have. And if you don't have insurance now, it will be even harder to get. Obama's plan doesn't guarantee everybody immediate insurance, but it moves carefully (and "conservatively" in the traditional sense of conservative meaning careful and not radical) toward including more and more. So if you don't have insurance now and want to get it, Obama is your only hope for the next four years.

Posted by: saberman1 | October 4, 2008 10:27 PM

I for one would go a step further than Obama...socialized medicine.You can slander it by any name you please, but it sounds good to me.
OBAMA/BIDEN 2008

Posted by: puredemo | October 4, 2008 10:24 PM

The Great OB will cure the Galactic Republic USAmerica.
The Hollywood Celebrities Council led by Oprah asked the Great OB to attend it in secret as the crucial matters would be discussed. George Clooney opened with stuttering voice “we need to redirect the discussion to a healthcare plan.” Samuel Jackson repeated his mantra “we got to be healthy.” Matt Damon and Ben Affleck agreed grudgingly “healthcare, healthcare, healthcare.” Barbara Streisand sang uplifting song titled “The Great OB brings us the cure.” Steve Spielberg raised the stake by reminding them all about the Force “Repubs are evil, they promote choice of healthcare.” They all agreed that Democs are the ones to rescue the Galactic Republic USAmerica. The Great OB will lead the Force. Harrison Ford, Britney Spears and Paris Hilton were asked to report to Beverly Hills for the fundraiser.
The next day, the Great OB led the Force into his speech in PA. This time the Little OB Biden was not travelling with him. The Great OB said that the Darth Vader Mac has no health care plan whatsoever. “This time we outhealtcare him” said the Great OB, “we must boost up our health coverage capabilities.” He pointed at Axel & rod “you will be in charge of the Force.”
The battle of the Healthcare went smoothly. The rally was well received. The Great OB blamed the Ruler W’s policies to cure the Galactic Republic USAmerica . The Great OB was ecstatic, “the Force is with us.” He pointed at the picture of the Darth Vader Mac, “he is fading away.” The only thing that stands between us and the dominance of the Gallactic Republic USAmerica is the Governess Palin. “We unleash the dark forces of the media at her. She is bound to crackle under dominance and unforgiving weight of the questions from the Charlie and Kathy. These two are sweet robots for us. We must remember to reward them with an interview one on one with the Little OB Biden.” “Yes the Great OB, we will do that.”
The great OB flew out of PA to the vast prairies of the Galactic Republic USAmerica to hold more of his educational rallies. “This is all the fault of the Ruler W and the Dark Vador Mac.” The media reported that the polls went up for the Great OB. The Hollywood Celebrities Council sent the Great OB congratulations and informed him that they were sending reinforcements led by the great Rockers Bruce, Billy and Bon Jovi. The Great OB was again ecstatic “This time we will not pull back. We will destroy Governess Palin and the Darth Vader Mac will fall. “The Great OB sighed with relieve “The victory is close.” Just one more speech, just one more rally, more trashing of the Ruler W and the Dark Vador Mac. Just one more promise about the universal healthcare. There was nothing that could stop the Great OB.


Posted by: Wiel | October 4, 2008 10:12 PM

BHO = GSHO = Trillions!
Barrack H. Obama wants to create a GOVERNMENT SPONSORED HEALTH ORGANIZTION at a cost of trillions of dollars on the economy.
http://www.bop-o-rama.com
Keep your hands to yourself Obama!
McCain/Palin '08
Posted by: acarponzo | October 4, 2008 6:29 PM

You're confused. It is an insurance plan not a health organization. Of course you had no intention of confusing people with an HMO. Hopefully on of the benefits of the Obama plan will be a reduction in costs of administering Health insurance which is around 30%. Bet you did not know that Medicare's cost is 5%.

Posted by: Gator-ron | October 4, 2008 10:02 PM

Our economy is in shambles and our financial future is uncertain. Senator McCain, if elected president, plans to put our health care at the same risk. Last month, McCain wrote an article in Contingencies Magazine stating he would deregulate the health care industry by, "Opening up the health insurance market to more vigorous nationwide competition, as we have done over the last decade in banking". Well, we've seen how well that has worked for us. Regulation in health care protects the patient from profit seeking at the detriment of the consumer. We currently have numerous problems centered around health insurance in our country, but I urge you, before voting, to look in depth at both candidate's proposals for the future of our health care system, lest we wind up with something worse than we have now.

I am a registered nurse and have worked as such for 15 years. I currently work as a nurse case manager. I routinely assist patients in trying to find financial solutions to their health care needs. It isn't easy. I see how critical health insurance is; how it is often the defining issue between life and death. Many times we take it for granted...unless we don't have it.

I am also a patient that lives with chronic illness and worries about being "covered" and the reality that I have many "pre-existing conditions". I have been fortunate that I have always had a job and benefited from group insurance where pre-existing conditions are not excluded. I live in fear that I will lose my job and coverage. Now, I live in fear that John McCain will become president and my company will no longer have to provide health insurance.

Under Senator McCain's plan, I would be given a $5,000 tax credit to purchase insurance for me and my family. HA! I would never be able to get anyone to cover me with my pre-existing conditions. Basically, I would be out of luck, despite Senator McCain's lame attempt at a "guaranteed access plan". However, even if I could find coverage, it would cost far more than $5,000! My employer paid $18,000 last year for health insurance for me and my family! So, best case scenario, I would be out $13,000 more than I pay currently (the difference between total cost of the insurance-$18,000 and the tax credit, $5,000.) Money which, of course, I don't have.

Even the other option with McCain's plan will end up costing me thousands of dollars in taxes. McCain's health care plan intends to end the tax exemption of employer payed health benefits. Therefore, if I were so lucky that my employer didn't stop offering health insurance at all, I would still be stuck with McCain raising my taxes, by taxing the health benefits I receive. For me, it would be additional taxable income of $18,000 per year.

This is my own situation and of course, it concerns me. However, as a nurse, I am immensely concerned for my patients as well. At this time, with our economy in the basement, we cannot afford another hit! Our health care cannot afford John McCain!

Posted by: jojolina | October 4, 2008 9:30 PM

RE Markinaustin
Well, the health crisis is solved! NOT. ERs will treat you and BILL you. As for charitable organizations, could you please list those by state and forward them to both the Obama and McCain campaigns so that they can be used in their ads? I'm sure everyone who has been laid off and can't afford COBRA payments would flock to those charities and bankrupt them in two days. Charitable organizations and churches were overwhelmed about two centuries ago. No, it won't do. The main focus should be on the millions of living poor children and families, not the unborn. Mandatory sex education could lower unwanted pregnancies (And I still wouldn't be crazy about the numbers of abortions by choice) but those children who ARE born should receive more attention.

Posted by: vernoncormier | October 4, 2008 7:41 PM

What maybe Ms. Palin and Mr. McCain don't realize, since they haven't worked in the private sector since ??? is that employers often will see your insurance benefits as part of your salary. Many workers will take a little less money if they have a good employee sponsered health insurance. If employees are now taxed for this, it's no longer an asset. Are employers going to increase an employees salary if this happens? If you believe the answer is yes, you are a right wing lemming who believes anything you are told by the GOP.

Posted by: Motherof5 | October 4, 2008 6:35 PM

BHO = GSHO = Trillions!

Barrack H. Obama wants to create a GOVERNMENT SPONSORED HEALTH ORGANIZTION at a cost of trillions of dollars on the economy.

http://www.bop-o-rama.com

Keep your hands to yourself Obama!

McCain/Palin '08

Posted by: acarponzo | October 4, 2008 6:29 PM

"This is what happens when you have health care being run by Wall Street. They always want More More More profits."

But it is a paradox. In the long run poor healthcare destroys profits! That is a fact!

Posted by: plaza04433 | October 4, 2008 6:16 PM

I always had health care until I reached 50. To get half-way decent coverage for someone between 50 and 65 costs $20,000.00 or more for the self-empoyed. Most years I can't affordit. My health plan is to try to stay healthy an be prepared to file BK if I get hit with a bad health issue.

If McCain gets his way, welcome, everyone, to my world.

Posted by: dcwsano | October 4, 2008 5:58 PM

Right now through my employer I have a family health insurance policy with $1000 deductible that costs $600 a month. Let's see, that's $7,200 a year, which I will be taxed on. OH! but I get a $5,000 tax credit so I can pay for my own! Wait! My yearly expense is $7,200, can I borrow the other $2,200 from the federal governments bailout plan? I would like to know how Ms. Palin and Mr. McCain pay for their health insurance....oh wait....they probably don't so they don't have ANY idea how much it really costs. Oh, I know, raise your deductible to $2,000. So now I'm paying my own health insurance and having to pay the deductible too. I think someone needs to revise this plan a bit. Barack's isn't perfect either, but he seems to have some grasp of what insurance costs and how hard it is for a family to pay for it.

Posted by: Motherof5 | October 4, 2008 5:55 PM

"Plaza:
An employer health care is far better than a universal health care could offer.
If you ever have an employer plan in a country that also has a universal plan, you would know what I was talking about."

I see your point, and there is some merit in it. Yes, I know people in both catagories overseas. BUT- employer provided or universal, what they have is markedly better than what we have -by a long shot.

The biggest faults of employer based systems is that if the economy takes a dive, or if a market segment makes a big adjustment -things get wierd and costs can soar. Also, it leaves too many people out.

On the other hand it is not written in stone that a workable universal system has to be bad, or cannot be better than those in other countries.

Also, I am not in principal opposed to employer based systems and universal systems co-existing, or private based vs. social based systems co-existing.

But what we have now in the USA is not a system.... it is a hodge podge of defective components installed by vested interests who's major criteria is profit, not healthcare. It could not be more poorly constructed if you tried, just administrative waste is >30% of costs.


Posted by: plaza04433 | October 4, 2008 5:54 PM

"I have been fortunate to work all over the world and see different health care systems in action. America is the best at heroic care but fails miserably with preventative medicine and leaves a huge number of people with nothing until their condition is so serious that they end up in the ER. For those with chronic (long term) illnesses they are on their own after the first year if they lose their jobs. This simply does not happen in the rest of the developed world. Your political views are blinding you to what the rest of the developed world has discovered. Maybe if you were to have a serious illness and lost your benefits you would be a little more caring about your fellow man."

Again, quoted for truth!

Perhaps the good Dr Austin should get out of the office and spend time (not just days and hours here and there -maybe volenteer in the old Eastern Blok countries and travel Europe on his off time) in rest of the world.

Posted by: plaza04433 | October 4, 2008 5:25 PM | Report abuse

+++++++++++++++++++++++++++++

This is what happens when you have health care being run by Wall Street. They always want More More More profits.

Posted by: HemiHead66 | October 4, 2008 5:38 PM

Plaza:
An employer health care is far better than a universal health care could offer.
If you ever have an employer plan in a country that also has a universal plan, you would know what I was talking about.

And I also suspect that the numbers of people with employers health plan in places like Canada, UK and France are much lower than in the US.

Posted by: peterdaol | October 4, 2008 5:31 PM

"I have been fortunate to work all over the world and see different health care systems in action. America is the best at heroic care but fails miserably with preventative medicine and leaves a huge number of people with nothing until their condition is so serious that they end up in the ER. For those with chronic (long term) illnesses they are on their own after the first year if they lose their jobs. This simply does not happen in the rest of the developed world. Your political views are blinding you to what the rest of the developed world has discovered. Maybe if you were to have a serious illness and lost your benefits you would be a little more caring about your fellow man."

Again, quoted for truth!

Perhaps the good Dr Austin should get out of the office and spend time (not just days and hours here and there -maybe volenteer in the old Eastern Blok countries and travel Europe on his off time) in rest of the world.

Posted by: plaza04433 | October 4, 2008 5:25 PM

Re:DanRains

You are dreaming for a nightmarish world.

McCain health plan makes sense for those who care for their health. BHO health plan benefits smokers, drug users and obese people: those who don't care.

Posted by: peterdaol | October 4,

+++++++++++++++++++++++++++

Do you have any idea how stupid you sound when you talk nonsense like that. The Government ships the drugs here then builds prisons to lock everybody up so it creates jobs. If you took away the drug users you'd have a lot more to worry about than health care for drug addicts. The whole economy would collapse. This is what George Bush means when he says we're in the services business now. Now the smokers.. They won't stop producing Cigarettes because it generates to much money. In some states they tax ya triple so they can use the money for other things they come up short on. But when it's all said and done the only thing you hear about is people like you complaining about health care coverage for smokers. At 60 bucks a carton I pay my share for health care and everything else they spend the money on. And I don't even want to talk about the obese people. They feed us all this garbage then tell ya you need to go on a diet. Are you kidding me! Most people can't even afford real food. Now a days we have the pleasure of getting the best Chinese toxic food there is... Anything else you want to complain about?

Posted by: HemiHead66 | October 4, 2008 5:18 PM

Re:

"The Tax Policy Center omitted to mention the very real consequence of a universal health care is that many employers would simply stop offering their employees health care benefits."

Huh?? Of course! So what?

I am a business owner. Health care benefit are a competative edge for me, 1) it gives me hiring leverage in the job market, 2) an employee worried about health care or not getting health care becomes an unproductive employee. If I lose that empoloyee, I also lose my investment in that employee in training, experience, etc. It is a double whammy because then I have to hire, retrain etc...huge cost of opportunity loss here.

First: Obama is not offering Universal Health care.

But if true Universal Healthcare came about -why would an employer based healthcare even need to exist? It would not!

Given that: If a rartional and effective Universal healthcare system came about, I would not mind the loss of any competative advantage in hiring that providing healthcare insurance now gives. That advantage is minimal compared to the benefit to productivity of my employees have good healthcare.

So, I think your point has no point.

Posted by: plaza04433 | October 4, 2008 5:18 PM

MarkinAustin: You claim to be a doctor but act like an idiot. If you read my post it was 5 others (which makes 6) and of course it wasn't a single room. It was a ward. I got better and more immediate care at no cost and the only compromise I had to make was that I was in a large room with 5 others during my recovery. This is an example of the government seeking out ways to save on health care costs and was something I was happy to comply with given what I was getting in return.

I have been fortunate to work all over the world and see different health care systems in action. America is the best at heroic care but fails miserably with preventative medicine and leaves a huge number of people with nothing until their condition is so serious that they end up in the ER. For those with chronic (long term) illnesses they are on their own after the first year if they lose their jobs. This simply does not happen in the rest of the developed world. Your political views are blinding you to what the rest of the developed world has discovered. Maybe if you were to have a serious illness and lost your benefits you would be a little more caring about your fellow man.

Posted by: Cataplasm | October 4, 2008 5:08 PM

"Did anybody inform Sen. Obama that he supported President Bush’s the Wall Street bailout plan that will cost $700-800 billion for starters?"

Did anyone inform you that McCain did the same thing???

The USA is going to buy up firesale assets with anywhere from $350 Billion to $700 Billion (more if required). Then they are going to sell them.

How that turns out is anyones guess, but the most skilled market investor on the Earth, Warren Buffet, thinks we the taxpayers can make a profit if things are done right.

The effects of waisting a week doing nothing are already being felt.

The Treasury wanted to take ove AIG when it was 20Billion down. Paulsen was pushing for private money to come in, it would not. Four days later, AIG was 85Billion down when Paulen took over AIG. AIG's derivitive insurance branch is what was sinking like a stone, but because they backed derivitives held by banks everywhere in the world, the clean assets in those banks, would have crashed if those banks would have failed.

The USA is selling off parts of AIG, and it looks like we will win on that investment.

Joe Six Pack, go back and watch the last part of "It's a Wonderful Life" to learn the minimum of what a bank is and does. It is obvious you have no clue.

Posted by: plaza04433 | October 4, 2008 5:03 PM

I would like to offer this tip to Barrack Obama when he next debates John McCain: During the VP debates, Sarah Palin asked, "Do you really want government managing your health-care system?" Obama should refer directly to that statement and reply, "Certainly we wouldn't want the Bush govt. that tried to hunt down BinLadin and let him slip through its fingers. Certainly we wouldn't want the Bush govt. that had no after-action plan after invading Iraq. Certainly we wouldn't want the Bush govt. that so horribly mismanaged the hurricane Katrina catastrophe. Certainly we wouldn't want the Bush govt. that has led us into a collapse of our financial institutions. By no means would we want that government to manage our health-care system. But I would want the government that brought us the GI Bill, Medicare, and affordable college loans--that's the government I will be leading. And that's the government that will be responsibly managing health care.

Posted by: davemarks | October 4, 2008 4:57 PM

Re:
Obama's plan will also help productivity. McCain's will actually cripple productivity by delivering less and worse health care.

Posted by: plaza04433

The Tax Policy Center omitted to mention the very real consequence of a universal health care is that many employers would simply stop offering their employees health care benefits.

Posted by: peterdaol | October 4, 2008 4:54 PM

FIVE PATIENTS to a single room, plaza04433?!

Posted by: MarkInAustin | October 4, 2008 4:51 PM

I've been through about ten years of HMOs "competing". It results in less and less coverage for constantly increasing costs. HMOs compete by cutting medical services, not by increasing the efficiency of their operations. What McCain doesn't seem to get (and Obama might not) is that most of these companies exist to make money, not provide health care. Providing health care is merely their vehicle for making money. If health insurance is going to do the best for all, it should be required that everyone pays the same premium--that will mean that the well subsidize the sick. In the long run (for most of the well) their time will come. Greedy companies that offer "only the insurance you need" squeeze the people that need care out of the market while making pure profit off the young and healthy. My suggestion: find a country where the health care system works well and provides good care for all. Emulate that system--even if it means a tax increase. People in this country should not be dying because they aren't rich. Both McCain and Obama, each far wealthier than most Americans even aspire to be, need to remember that.

Posted by: stuck_in_Lodi | October 4, 2008 4:48 PM

"I worked in the UK for several years under their socialized medicine. I could choose my own primary care physician and was never denied a specialist of my choice. I could see a physician the same day, although I might have to wait an hour or I could pre-book my own physician for the next day. This is better than I have back here in the States."

Yes, this is my experience also, good post.
Also had that same basic experience in the UK, Sweden, Italy, Spain and Canada.

The problem is that most Americans have never even been out of their own counties, much less overseas or in another country. So they swallow all the ideological BS that the rightwing of the last 30 years has spewed whole.

That affects Joe Six-packs faulty view not only of health care issures, but other comparative quality of life issues as well.

-McCains $5000 tax credit is worthless if you do not make enough to pay taxes, or to itemize.
-McCains plan does nothing to reduce inefficency in the health care or insurance industry. It will merely pass current abuses on directly to the individual, and make many of those inefficencies more expensive.
-McCains healthcare plan is merely a windfall for big pharma, big insurance and will further cripple hospitals, burden emergency rooms, and is in my view worse than what we have now...which is not saying much.

Obama's plan is not perfect either, but it is a step in the right direction. It willl cost the economy less than what we have now or what McCain proposes when all coast are factored into the health equation.

Obama's plan will also help productivity. McCain's will actually cripple productivity by delivering less and worse health care.

Posted by: plaza04433 | October 4, 2008 4:42 PM

Time for the Bush puppet to act his age. Go get some sun in one of your homes in Arizona John

Posted by: gatorsn09 | October 4, 2008 4:38 PM

Joe Biden also mischaracterized McCain's proposal for giving Americans a tax credit to pay for their own health insurance programs in return for taxing the health benefits they receive from employers. Boden suggested that the average American family would lose around $7,000 on the deal, receiving only a $5,000 tax credit in return for having to pay $12,000 for their own health care program.

In fact, the non-partisan Tax Policy Center has calculated that most American families would come out slightly ahead for the next decade at least. Higher-income Americans with expensive health care plans would be somewhat worse off only after 2018.

Posted by: MarkInAustin | October 4, 2008 4:38 PM

peterdaol: You make a good point. What you pay for you use and if you are paying for it you tend to use it more wisely. At issue is that without some sort of Federal intervention the insurers will only insure those that are healthy. The cost for someone with a pre-existing condition will be upwards of $15,000 a year for a family - if they can get insurance at all.

I suggest you google the forms you have to fill in to apply for private insurance. A wrong answer in any category pushes premiums through the roof and if you have had cancer or diabetes or any chronic disease no one will insure you. McCain is addressing the problem, bless him, but he stops short of what is needed and creates a situation where even more people are likely to be underinsured.

Posted by: Cataplasm | October 4, 2008 4:36 PM

Being a healthcare administrator, no one can imagine the time it takes for payment for service from third party payors. Barack needs to realize that healthcare is not one to toy with since Medicare payments have been stagnant for three years and within the next year the estimated cut is >15%. If he swells the roles of government run healthcare we can see a 40 - 50% decrease and no physicians to see the patients. Healthcare needs an overall but this is not the way to do it. You think the cost of healthcare will go down with the governement involved, just look how they manage there own budgets. In business, if I was to wait 6 months into the fiscal year to finish the budgets, I would be out on my rear. Also this 95% will see a tax reduction number belittles me. If think I have the answer, if BHO get his way, you can take a small business that employs 1000 worker and get hit with an additional take for making over 250,000, then to offset teh tax hike, releases 500 workers. Thus the 500 workers released with get the tax break, because they don't have to pay any taxes. Change is needed but not change from the far right to the ar left. That kind of swing could be determental to our health.

Posted by: jwgorman | October 4, 2008 4:35 PM

McCain's plan is absurd. I am single, male, 45, self employed. My high deductible, catastrophic coverage runs me $650 a month or $7800 a year and I am a healthy non smoking guy!

How exactly does McCain plan do anything at all for me?

We need national health insurance and we need it now.

Posted by: MarcMyWords | October 4, 2008 4:32 PM

MarkinAustin: For a country with all the wealth and technology we have, why are our health stats so much worse than other developed countries? The reason is that the charity type care you refer to does not cut it. When it comes to health care we are a third world nation unless you have great medical benefits. Even then, if you have a prolonged illness that stops you working you are essentially on your own. More individual bankruptcies arise from medical bills than any other source and you somehow think the current system works?

Every other advanced nation has some sort of federally mandated (and funded) health care. It works for them and it will work for us.

Posted by: Cataplasm | October 4, 2008 4:27 PM

Re: Cataplasm

McCain's $5000 for every family in America would offer far better health care for children and family, as they purchase the plan themselves they would more likely use it.


Posted by: peterdaol | October 4, 2008 4:24 PM

rooster54:

I am a physician, and I don't want to see the the federal government in healthcare any more than it already is.

Posted by: MarkInAustin | October 4, 2008 4:22 PM

See Physicians for a National Health Plan.

Posted by: rooster54 | October 4, 2008 4:13 PM

vernoncormier, no one said they can hear an undeveloped fetus cry from the womb (that's called a strawman argument). Just because we don't want the FEDERAL GOVERNMENT to be the primary sponsor of healthcare in this country doesn't mean we put our hands over our ears when a baby or child of any age cries because it is sick. Private charities and county ERs provide treatment for those "with no health care." Jesus never said "let the FEDERAL GOVERNMENT provide healthcare."

Posted by: MarkInAustin | October 4, 2008 4:11 PM

Re:DanRains

You are dreaming for a nightmarish world.

McCain health plan makes sense for those who care for their health. BHO health plan benefits smokers, drug users and obese people: those who don't care.


Posted by: peterdaol | October 4, 2008 4:07 PM

Cataplasm shared a room WITH FIVE PEOPLE?!

Posted by: MarkInAustin | October 4, 2008 4:07 PM

I find it odd that religious consevatives can hear an undeveloped fetus cry from the womb but they put their hands over their ears when a baby or child of any age cries because it is sick with no health care. They don't hear the crying when a child loses its mother, father, or a sibling from an undiagnosed disease because of no health care. Their so-called Christian values tell them that charity begins at home.. and that's where it stays. Whatever happened to "When you do this for the least of these, you do this for me."? I hear the crying, and it keeps me restless.

Posted by: vernoncormier | October 4, 2008 4:02 PM

Did anybody inform Sen. Obama that he supported President Bush’s the Wall Street bailout plan that will cost $700-800 billion for starters? “Barack Obama, the most liberal member of the U.S. Senate, has a different plan: higher taxes, a trillion dollars in new spending, and a radical turn toward government-run health care” should be informed that there is no money in the Bank called the US Government. We are broken, so Sen. Obama stop promising what everybody knows cannot be delivered. No money no honey!

Posted by: Wiel | October 4, 2008 3:59 PM

I worked in the UK for several years under their socialized medicine. I could choose my own primary care physician and was never denied a specialist of my choice. I could see a physician the same day, although I might have to wait an hour or I could pre-book my own physician for the next day. This is better than I have back here in the States. I shattered my leg in an accident and was admitted to hospital immediately, no paperwork and no copays. I got to chose my orthopedic surgeon and the only difference from the US was that I shared a room with 5 others.

I actually prefer Hillary's health plan because it is more like the UK, France and Germany. Obama's plan stays with the existing system and enables more people to get access to medicine. I am now older and have pre-existing conditions that, should I lose my coverage, would preclude me getting affordable insurance (if at all).

I am buying medical insurance for my son and saw the questions asked before he could get coverage. Unless you have always had perfect health you are essentially uninsurable. McCain's plan would leave me high and dry along with just about everyone over the age of 45.

McCain's claims about Obama's program being socialized medicine are simply not true and are designed to scare people into voting for him. Under McCain's plan health benefits provided by employers will decrease and we will end up paying more in the long term, if we can get insurance at all. This is nother example of "strengthening business" at the expense of "we the people".

The Republican fear and smear campaign cannot be allowed to work again!

Posted by: Cataplasm | October 4, 2008 3:58 PM

The time is now!
To remind Americans that Barack Hussein Obama is just another politician that will do or say whatever it takes to fulfill his political ambitions. Barack is calculated and methodical about hiding his true convictions and intentions, and uses deception to get elected.

The time is now!
For Americans to remember Barack Hussein Obama’s intimate 20 year relationship with the Priest of Hate, Jeremiah Wright, who blessed Barack and Michelle marriage and baptized both their daughters. AND, to remember the hideous videos of Jeremiah Wright’s congregation which included the Obamas, damning America with bombastic joy, after the Muslim’s criminal attack on America on 9/11.

The time is now!
For Americans to remember how Barack's Priest of Hate, Jeremiah Wright used his tax-exempt church to exercise a radical political agenda, and how he refers to Israel, as well as America, as a "racist" State. Barack's religious leader, Jeremiah Wright believes that the true 'Chosen People' are the blacks; and that black values are superior to middle-class American values.
 Indeed Barack's Priest of Hate, Jeremiah Wright is a black supremacist.

The time is now!
To remind Americans that Barack Hussein Obama wants to be president to implement Jeremiah Wright’s dream of a black supremacist society in America.

The time is now!
For Americans of all political parties to come together to preserve the future of the country we love and have always been proud of, by voting for a True American Patriot and War Hero who risked his life for our country:
John McCain for President of the United States of America.

Country First!
Americans for John McCain/Sarah Palin

Posted by: Manolete | October 4, 2008 3:58 PM

Here, read the article again, people:

"In theory, the $5,000 tax credit would offset the additional taxes, and most Americans would pay the same or less in taxes while receiving similar health coverage."

Even if 20 million Americans lose their coverage under the McCain plan, with the help of the McCain tax credits, more than 21 million people would also pick up health insurance -- another point Obama's critique omits.

(don't you people READ the article before commenting?!)

Posted by: MarkInAustin | October 4, 2008 3:57 PM

As to the comment:

"Face it, no employer would want their employees with rotten teeth smiling to the customers.

Posted by: peterdaol "

Peterdaol:

You're living in a dreamworld where every employee works at a front desk in some huge Wal-Mart. The fact is, most companies do NOT have the largest part of their workforce at the checkout stand and they couldn't care LESS how your teeth look to anyone. In fact, THEY CAN'T CARE because it COSTS TOO MUCH. Most healthcare does not include dental, either. So stop falling for the stupid Reaganomic Fascist policies of Bush et al and wake up and smell the moosecrap coming out of George Bush's biggest mouthpiece, John McCain and that bag-of-brainlessness, Sarah Palin. They're IDIOTS.

Posted by: DanRains | October 4, 2008 3:48 PM

Now let's see here... hmmm... let's cast America's workers into the "free" market world of healthcare and see if they will fare as well as they have in the free market world of the stock market. HAHAHAHA! Please, John, would you and Minnie Moose go back to Econ Minus-101 and spare America the continued travesty of Bush's assbackwards Reagan-o-fascist economic policies? Please? We'll make you President of the Surge and she can become Ms. Oil-of-O'lay Forever, how 'bout that, LOSERS!

Posted by: DanRains | October 4, 2008 3:43 PM

YES THIS IS THE GREATEST COUNTRY IN THE WORLD. THE ONLY INDUSTRIALIZED NATION WHERE UNIVERSAL HEALTHCARE IS NOT AVAILABLE. OH - IF YOU ARE A MEMBER OF CONGRESS YOU ARE SET FOR LIFE CONCERNING HEALTHCARE - FREE.

Posted by: GOPNAZI | October 4, 2008 3:42 PM

It is tried and true that employees are a company greatest assets. The BHO notion that taxing health care plan would drive a company to drop their health care plan is a lie.

Face it, no employer would want their employees with rotten teeth smiling to the customers.

Posted by: peterdaol | October 4, 2008 3:41 PM

Obama is "lying by omission". As set forth above the tax credit would cover most people.

Posted by: MarkInAustin | October 4, 2008 3:39 PM

I've worked in healthcare for over thirty years. I'm convinced McCain's health care plan WOULD BE A DISASTER!

If you want to see a well-informed plan THAT WILL WORK, please check out Physicians for a National Health Plan.

Posted by: rooster54 | October 4, 2008 3:00 PM

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