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Obama: Health Insurance Reform Would Help Small Business

By Scott Wilson
President Obama used his weekly radio address Saturday to appeal to small business owners, arguing that his health-care reform plans would push down the cost of insurance coverage they provide to employees.

As Congressional Republicans warn that Obama's health-care reform goals would raise taxes on the middle class, the president said the state-run insurance exchanges contained in legislation now moving through the Senate would save small businesses money.

Obama said that, because they have less bargaining power, small businesses spend 18 percent more on average than large companies for the same insurance plans.

He said the proposed insurance exchanges would provide small businesses with "a marketplace where they can compare the price, quality and services of a wide variety of plans, many of which will provide better coverage at lower costs than the plans they have now."

Under the plan, Obama said, small businesses would not be required to cover employees. But those that did would receive a tax credit to help them buy insurance polices through the exchanges.

"Rising health-care costs are undermining our businesses, exploding our deficits, and costing our nation more jobs with each passing month," he said. "So we know that reforming our health insurance system will be a critical step in rebuilding our economy so that our entrepreneurs can pursue the American Dream again, and our small businesses can grow and expand and create new jobs again."

Obama noted that the Senate Finance Committee this week finished its work on health-care legislation, and he predicted that "a vigorous debate" will unfold as the Senate and House prepare for floor votes.

"I expect us to move forward with a spirit of civility, a seriousness of purpose, and a willingness to compromise that characterizes our democratic process at its very best," Obama said. "If we do that, I am confident that we will pass reform this year, and help ensure that our entrepreneurs, our businesses, and our economy can thrive in the years ahead."

By Eric Rich  |  October 3, 2009; 6:00 AM ET
Categories:  44 The Obama Presidency , Barack Obama , Health Care , Health Care  
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In what media accounts are casting as a serious setback for President Barack Obama and lawmakers who back the "public option," the Senate Finance Committee Tuesday voted against including the provision in the bill. Reports also remark on GOP unity against the provision, which they compare to the Democratic split apparent in Tuesday's committee votes. Where I am a health insurance agent with . I find this frustrating somewhat. I don’t agree with the design of the “public option” where it works against a health system in place now and causes a financial burden on tax payers. But, I think we need one out there. I need the ability to get my clients a insurance policy that won’t decline them for pre-existing medical conditions. See Utah’s response to health care reform and health insurance reform.
Perhaps the feds should look at the only second state case attempt for reform as a model. What about TORT reform? That honestly impacts doctor insurance costs as well as health insurance premiums by 13% See study in prior link.

Posted by: mikeoliphant | October 5, 2009 3:51 PM | Report abuse

The Best 10 Minutes You will Spend in Your Life time!

31 years ago… The more things change, the more they stay the same.
Milton Friedman - Socialized Medicine

MEMO for the Democrats in Congress,
You don't even have to be able to read...just listen.

Posted by: ekim53 | October 4, 2009 5:55 PM | Report abuse

An interesting read on the legendary Obama work ethic, or lack thereof:

Posted by: Bubbette1 | October 4, 2009 12:51 PM | Report abuse

As far as Obama inheriting these problems from the previous regime is only saying that Obama wasn't the president when he helped produce much of the problems. Now he is president and has inherited what the democratic majority designed. And now that it is his he has not decreased the deficit but increased it only to say that his plan all along has been more government out of control spending with no fiscal responsibility. He has a personal agenda and it is easy to see if only to look at his not to distant past, his associations and those that he has put into leadership. If he cared about the fiscal health of this country he would have attacked the deficit first; worked to bring it down to a manageable level, knowing what the thresholds are then work the social programs he wants past "to help the have nots". But instead he is adding to the deficit, growing the countries debt burden on the American people, with little to know concern about proper fiscal appropriations. We have to ask ourselves why, why this way? Don't you think that the cart is way out in front of the horse? Why increase the deficit first? And then hope it fixes itself by installation of these government programs that bring more government control and expands the bureaucracy. Because this is their plan, their agenda that drives this country right down the path to socialism. HE CAN NOT BE TRUSTED.

Posted by: hanocul6 | October 4, 2009 11:19 AM | Report abuse


Agreed. Great post.

Posted by: JakeD | October 4, 2009 2:36 AM | Report abuse

Should we trust Obama and his online short-form B/C when he has hidden all his other documentation and long-form B/C, and lied about everything else? Here's a few of his lies.

He said:

He was a moderate and would govern from the center.

No new taxes.

No more Washington as usual.

No earmarks.

No lobbyists in Cabinet.

He would keep track of the bailout money.

No free health-care for illegals.

No government funding for abortion.

Health-care debate to be broadcast on C-Span.

No programs enacted without having the funding (Pay-Go).

All new bills to be available for public review.

Didn't want to run car company.

Doctors remove kids tonsils just to make more money.

Enact policies to make world safer.

He would not desert Israel.

He would get out of Iraq.

He would close Gitmo.

He would do whatever it took to win in Afghanistan.

He would get Bin Laden.

He said he barely knew William Ayers the domestic terrorist and pentagon bomber.

He said he wouldn’t prosecute the CIA agents re detainee treatment.

He would keep a balanced budget.

No deficit spending.

He would be bi-partisan.

Didn’t really know much about ACORN.

Wouldn't allow government funds to pay for abortions.

Would stop illegal immigration.

No government takeover of health-care.

He would represent ALL Americans.

He also said he was born in Hawaii. Hmmm

Thanks, but I think it’s time to see the LONG-FORM birth certificate, and other records!!!!

Posted by: steveb777 | October 4, 2009 1:36 AM | Report abuse

This bill is an utter disaster, especially for those of us in the 55-66 category. It does nothing to restrain costs; and everything to pass costs along to the middle class and the over-55's. And it fattens the wallets of Big Insurance and Big Pharma -- precisely the needed targets of real reform.

"Real reform," remember those words? The only hope is that it gets voters so hopping mad that real change will come next election.

Posted by: DaleMedo | October 3, 2009 10:58 PM | Report abuse


Most small businesses are subchapter S corps- after 'helping us" with healthcare reform by making draconian cuts in medicare, so that we all have to find new doctors for our parents, our President will raise out taxes through the roof, causing many of us to cut payroll in order to maintain profitability. 9.8% unemployment will seem low once the Bush tax cuts expire. Hey, What ever happened to Obama's promise to help create more green jobs? 10 months later- nothing.

Obama- Bad for Small Business, Bad for Jobs.

Posted by: thecannula | October 3, 2009 4:08 PM | Report abuse

obama you really need to throw away the crack pipe those that are unemployed are on the rise. Just another LIE from the head LIAR of this administration hell obama you can't even tell the truth about who you are and where your from (BIRTH CERTIFICATE). obama Joe was correct you are a LIAR to go along w/ being an ILLEGAL ALIEN.

Posted by: WRH51 | October 3, 2009 3:44 PM | Report abuse

The POTUS has done four years of talking in just nine short months.. it has been excruciating.. maybe he should just Twitter the Obamanation.. and leave the rest of us poor peeps alone!!

Posted by: newbeeboy | October 3, 2009 2:47 PM | Report abuse

If I had a 9.8% unemployment rate, when I had promised only an 8% rate, then it makes sense to tell another BIG FAT LIE that my health care plan would created more jobs.

Posted by: buzzychief | October 3, 2009 2:02 PM | Report abuse

If I had a 9.8% unemployment rate, when I had promised only an 8% rate, then it makes sense to tell another BIG FAT LIE that my health care plan would created more jobs.

Posted by: buzzychief | October 3, 2009 1:54 PM | Report abuse

I think the American people understand that Obama inherited this economic mess. Those on the right are trying to make him responsible for the failed economy, when in fact under their leadership we went into a depression.

In my personal opinion Obama should be getting credit for making things a little better, in a little over 9 months. I run a small nonprofit in SF and his stimulus is starting to open up job offers from every employment field. Only a foolish business person would refuse to hire a candidate that comes with a stimulus funded time period. This I believe will turn our country's economy around. I hope the American people stand up strong and support health care reform.

I want my grand kids and their children to have the full benefits that most Americans should be provided with. we are the USA and the world leader in some arenas but we are not even close when it comes to our most important personal asset and that would be good health. Health care is the most important issues that faces our nation as a whole. If we fix it we will see many years of prosperity.

Posted by: rsn2000 | October 3, 2009 12:08 PM | Report abuse

The politicians are not telling us the truth. The worst consequences of any government program are always scheduled to take place after the progam is firmly entrenched. Then the deficits rise and get out of control. We already have trillions of unfunded entitlements. The reason Obama can say the bill is revenue neutral is the full impact of any bill that passes will be felt after he is out of office.

Posted by: saelij | October 3, 2009 10:19 AM | Report abuse

Since he has become president, Obama's theme has been DEATH AND TAXES.

Posted by: Jerzy | October 3, 2009 10:14 AM | Report abuse

Common guys, seriously?

The idea of insurance exchanges were originally a Republican idea and it's a good idea. Anyone who knows anything about entrepreneurship knows that the typical successful entrepreneur, according to a recent study published, is around 40 years of age, married with kids. One of the major reasons holding other entrepreneurs back from starting businesses and creating jobs is the threat of losing their healthcare. By creating portability, security and competition in healthcare (all conservative ideas), we will provide a huge benefit to small businesses who are responsible for 80%+ of job creation and 60% of our GDP. We need healthcare reform. We need competition in healthcare. Just like the postal service is not putting FedEx and UPS out of business and the UCLA and UC Berkeley don't threaten USC and Stanford, we need healthcare reform now.

Posted by: MVI1 | October 3, 2009 8:33 AM | Report abuse


Anyone who has AUTHENTICALLY been a small business owner -- knows MESSIAH is FULL OF BULL.

More health care? Who knows? Think: FANNIE/FREDDIE.



MESSIAH, we've heard every B.S. you can think of. We're NOT buying.


Posted by: russpoter | October 3, 2009 8:20 AM | Report abuse

Sure, it'll help small businesses....There won't be any insurance through business if Obozo gets his healthcontrol bill approved.
The truth marches on.....

Posted by: TexRancher | October 3, 2009 7:55 AM | Report abuse

Obama lied, seniors died

Posted by: JakeD | October 3, 2009 7:37 AM | Report abuse

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