Network News

X My Profile
View More Activity
Posted at 6:32 AM ET, 11/29/2010

PostPoints tip: Buy with the right credit card to double your warranty

By Rob Pegoraro

With gadget purchases come pitches by merchants to buy their extended-warranty policies. These are a debatable value at best--although if a store offers one for free to close the deal, go ahead and sign up. Instead, make your purchase with a credit card that doubles the standard warranty period for you. American Express's Buyers Assurance, available on most AmEx cards, is the best-known example of this, but Visa's Warranty Manager Service and MasterCard's extended-warranty coverage provide comparable benefits on other cards.

With all of these, you'll want to keep your original receipt from the start, contact the card issuer before getting something fixed, then wait to get those costs covered. But--as I found out when getting an Apple laptop's hard drive replaced under AmEx's coverage--you may not only save money but get a better choice of repair facilities than the manufacturer's own extended warranty allows.

(About the "PostPoints tip" title: Since July, I've been archiving each tip-of-the-week e-mail we send to PostPoints members under this blog's "Tips" category. Today's item went out on Nov. 23.)

Meanwhile, in case you missed it:

* Sunday's column--part of our holiday gadget guide--noted how the convergence of computers and consumer electronics can make it easier to buy a new laptop than a new HDTV.

* In yesterday's Help File, I evaluated the malware risk involved in buying a keyboard from a strange company (probably little) and the issues involved in uninstalling Microsoft's Service Pack 3 update to Windows XP (bad idea).

By Rob Pegoraro  | November 29, 2010; 6:32 AM ET
Categories:  Tips  
Save & Share:  Send E-mail   Facebook   Twitter   Digg   Yahoo Buzz   StumbleUpon   Technorati   Google Buzz   Previous: Comcast Internet (or any other service) out? Try a new DNS.
Next: Google buying Groupon? Says who? (updated)


This is a good reminder. I ALWAYS forget to use my Amex card for such purchases.

Posted by: Bob_Dobbs | November 29, 2010 7:38 AM | Report abuse

Make sure you use a card that you will be keeping...if ya drop the card, the warranty is gone too.

Posted by: tbva | November 29, 2010 12:26 PM | Report abuse

Post a Comment

We encourage users to analyze, comment on and even challenge's articles, blogs, reviews and multimedia features.

User reviews and comments that include profanity or personal attacks or other inappropriate comments or material will be removed from the site. Additionally, entries that are unsigned or contain "signatures" by someone other than the actual author will be removed. Finally, we will take steps to block users who violate any of our posting standards, terms of use or privacy policies or any other policies governing this site. Please review the full rules governing commentaries and discussions.

characters remaining

RSS Feed
Subscribe to The Post

© 2010 The Washington Post Company