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Will You Be Able to Keep Your Insurance?

By David S. Hilzenrath

It’s one of President Obama’s biggest promises in the health care debate. This is the way he put it Tuesday, in a town hall meeting with members of AARP: “Here’s the guarantee that I’ve made: If you have insurance that you like, then you will be able to keep that insurance.”

Republicans have been arguing that it’s a false promise. Now, an analysis by the Congressional Budget Office and Congress’s Joint Committee on Taxation suggests that Obama’s pledge is at odds with legislation drafted by House Democrats.

In a July 26 report to Rep. Dave Camp of Michigan, ranking Republican on the Ways and Means Committee, the CBO said: “On balance, CBO and the JCT staff estimate that, in 2016, about 3 million people (including spouses and dependents of workers) who would be covered by an employment-based plan under current law would not have an offer of coverage under the proposal.”

Asked to address the CBO’s conclusion, White House Office of Management and Budget spokesman Kenneth S. Baer said: “The legislative process is still under way. Any final bill that the president signs will be true to his goal of giving all Americans a choice in health care, and that includes the choice to keep the coverage you have.”

By Kathryn Tolbert  |  July 29, 2009; 8:12 PM ET
Categories:  Daily Dose , Health Reform  
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Comments

People,do not believe that Congress is going to let you keep the insurance that you currently have. Congress wants the government to handle all health insurance. If the reform allows you to keep your current insurance, how long will you be able to do so? Also, watch them closely. Do not be surprised if they vote on health-care reform before they leave for their break. They are known to sneak bills in at the last minute or in the middle of the night.

Posted by: Philco1 | July 29, 2009 10:30 PM | Report abuse

Yeah sure, they're going to sneak a bill past their masters, the insurance lobby.
Get a brain, Harry. Or is it Louise?

Posted by: seemstome | July 30, 2009 2:29 AM | Report abuse

The insurance industry has been spending one and a half million dollars a day. If nothing is done does anyone believe they will not raise rates and drop people even worse then they have before? This is cutting into their profit and these are some greedy people.
What makes you think that you will be able to afford the coverage you have now if nothing is done? They will cut coverage and raise rates. Your premiums will cost more and cover less and less.

Posted by: seemstome | July 30, 2009 2:43 AM | Report abuse

Since the Obama administration will be making all the rules for benefits that will qualify.

The tag line should be:

"If they like your plan then you might be able to keep it"

Posted by: cautious | July 30, 2009 3:40 AM | Report abuse

Gee, I think Congress should just give John Q. Citizen the same health plan THEY enjoy. Imagine how fast health insurance and Social Security would get fixed if our esteemed Senators and Congressmen/women had to live with it the way we do.

Posted by: canyon2912 | July 30, 2009 10:33 AM | Report abuse

Where does the fantasy that we'll be able to keep our current coverage/physician/whatever if the Obama ideas are implemented come from? My family has had its coverage changed by my employer (not the federal government) and has been forced to change primary care physicians three times within the last 15 years. And there's been no governmental involvement in those forced changes. Are the voices whining about "forced changes" going to get businesses and insurors to make a binding commitment not to force changes? Or is the moaning about lack of choice just a political ploy?

Posted by: walnuthorse | July 30, 2009 11:10 AM | Report abuse

Why don't you put the rest of the applicable text from that report instead of just one side to be misleading?

"The net effect of the proposal on employment-based health insurance reflects larger changes in the other direction, however. We estimate that about 12 million people who would not be enrolled in an employment-based plan under current law would be covered by one in 2016, largely because the mandate for individuals to be insured would increase workers’ demand for insurance coverage through their employer. ON NET, THEREFORE, ABOUT 3 MILLION MORE PEOPLE WOULD HAVE THEIR PRIMARY COVERAGE THROUGH AN EMPLOYER UNDER THE PROPOSAL THAN UNDER CURRENT LAW (as shown in the attached table)."

Posted by: hipster | July 30, 2009 12:48 PM | Report abuse

It is very discouraging to have achieved a huge electoral victory ony to have it over come by money. Money still rules our congress.
we need to voice our anger.

Posted by: agman | July 30, 2009 1:13 PM | Report abuse

What a ruse!!

*No TORT reform.
*No Health Savings Accounts to allow individuals to at least be partially responsible for their OWN health care.
*No intra-border health insurance sales
*No targeted language for fraud, waste and abuse of MEDICARE and MEDICAID.

This bill is nothing more than an uncontrollable cost entitlement program, masquerading as ‘REFORM’!

This reminds me of an outdated sausage factory with three week old meat, trying to dress up the product with colorful 'casings' to sell as ‘gourmet’!

HOW CAN YOU TELL THE AMERICAN PEOPLE THAT YOU ARE SAVING THEIR TAX DOLLARS WHEN THE PACKAGE WILL COST AT LEAST ONE TRILLION DOLLARS??

Team Obama is beginning to insult the intelligence of a lot of people who supported him. NOT GOOD!

Posted by: wheeljc | July 30, 2009 1:33 PM | Report abuse


Isn't this article inaccurate now? The CBO released a report this week that said that a public option would NOT put private industry out of business.

Right now, Wall Street is running health care. All of this talk about Washington coming in between you and your doctor is from the people that REALLY ARE coming between you and your doctor.

There is a reason that insurance profits went up 428% from 2000-2007. It is because very few insurance companies run health care for everyone.

Remember, 78% of the people that went bankrupt from medical bills HAD HEALTH INSURANCE when they got sick. Just because you pay your premiums, doesn't mean you are really, truly covered.

Posted by: chandler02 | July 30, 2009 4:07 PM | Report abuse

you know I'd believe Obama didn't want to run our healthcare if he wasn't already running the auto industry, trying to run the financial industry as well as having ridiculously bad impact on the energy industry.

exactly WHAT INDUSTRY is he NOT trying to run? that might be a shorter list.

Posted by: visionbrkr | July 31, 2009 12:47 AM | Report abuse

Congress has been bought and paid for by the insurance industry big time. Pelosi scarified her leadership when she allowed bencnmarks in the budget bill and her virtue and judgement have always been over-rated.
The media does not have enough spunk to get a reliable estimate of the market value of the Congressional health benefits - what you or I would pay an insurance company to get the same quality of health care coverage.
With the total national bill for health care during the next 10 years costing at least $33 trillion, making the one trillion dollar cost of the health care reform bill look like chump change.
If the Republican leadership in Congress were certain that defeating health care reform would embarrass and weaken President Obama, they would be delighted to double both the profits of the insurance companies and the number of uninsured Americans. Their opposition is hardball, cold-blooded politics without any traces of integrity or fiscal responsibility. Their health insurace coverage will remain unchanged and they are almost as selfish as the lazy, timid Democrats in Congress.

Posted by: ColdLightning | August 2, 2009 2:51 PM | Report abuse

If your employer provides your insurance and stops and forces you to enter the public option then how can folks be asured of "keeping the plan they have'?


Hollow promise that can't be kept

Posted by: seawolf1 | August 5, 2009 9:47 AM | Report abuse

The comments to this entry are closed.

 
 
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