Special Classifieds Feature

Buy Washington Post Inauguration newspapers, books, and more

More on Landlord Liability for Inauguration Rentals

On Nov. 20, The Post's David Nakamura explored some of the possible risks for landlords and residents renting out their properties for the inauguration. Christopher J. Boggs of Insurance Journal goes into a little more detail:

Homeowners' policy forms specifically exclude coverage for loss resulting from the theft of personal property located in areas of the residence rented to others. Owners who rent the entire residence will have no insurance protection for loss caused by theft;' those who rent out a room or a section of a house (i.e. the basement) will lose coverage for theft of property in that area only...

Other than the theft exclusion, there is no real insurance coverage issue. The real exposure for the homeowner is one of legal liability.

Property owners owe a specific duty of care to every person who enters their property; the level of care is based on the classification of the individual on the property (see "Duties Owed to Visitors"). These short-term, contractual relationships transform these individuals into "invitees." Invitees are owed the greatest duty of care.

Those are some things residents might want to think about before posting their bedrooms on AirBed & Breakfast, Craigslist or elsewhere.

To read the full article, click here.

By Christopher Dean Hopkins  |  December 2, 2008; 2:46 PM ET  | Category:  Housing
Previous: Metro Customer Call Center and Sales Office to Extend Hours | Next: D.C. to Obama: Use "Taxation Without Representation" License Plates

Add Inauguration Watch to Your Site
Stay on top of the latest from Inauguration Watch! This easy-to-use widget is simple to add to your own Web site and will update every time there's a new installment of Inauguration Watch.
Get This Widget >>


The comments to this entry are closed.

RSS Feed
Subscribe to The Post

© 2010 The Washington Post Company