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Local Address: August 23, 2009 - August 29, 2009

Protecting Your Identity and the Weekend Poll

It takes a special sort of chutzpah to steal the identity of the chairman of the Federal Reserve Board. But that's just what happened just about a year ago.

By Elizabeth Razzi  |  August 28, 2009; 6:00 AM ET  |  Permalink  |  Comments (0)
Categories:  Home features , Poll , Weekend Poll  
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I Dream of Boxes: Three Moves in One Week

My eyes have been opened to the junk that surrounds me. And I vow to get rid of it. Three moves, albeit small ones, over the course of one week are doing me in.

By Elizabeth Razzi  |  August 27, 2009; 6:00 AM ET  |  Permalink  |  Comments (7)
Categories:  Home features  
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Appraisers Say 'Don't Blame Us'

I had a cup of coffee the other morning with someone at the heart of the appraisal fuss that has prevailed this summer. And he's sick of his industry getting blamed for low appraisals that kill deals. "We are really tired of getting slammed," he said. "Show me the data," said Don Blanchard, chief compliance officer and deputy general counsel for Lender Processing Services, which owns LSI, one of the nation's biggest appraisal management companies.

By Elizabeth Razzi  |  August 26, 2009; 6:00 AM ET  |  Permalink  |  Comments (3)
Categories:  Buying , Foreclosure , Mortgages , Selling , The market  
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Chat Plus: Pay Off the Second Mortgage or Save the Cash?

Here's a question remaining from last week's Real Estate live chat: Northern Virginia: We bought our home in 2006 for $775,000. While we are in good standing with our mortgage, we are "underwater." (Homes of similar age/size/condition in our area are currently selling for about $600,000-$650,000). We want to relocate out of the area but do not have the funds to makeup the difference. We assume it will take three to five years for us to break even, maybe more. We determined that in three years, we could pay down our second mortgage enough to account for the current drop in value. Do you think this is our best option to accelerate our ability to move?

By Elizabeth Razzi  |  August 25, 2009; 6:00 AM ET  |  Permalink  |  Comments (1)
Categories:  Chat Plus , Mortgages , The market  
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