Interest rates on 30-year fixed-rate mortgages hit a new low of 4.71 percent this week, according to Freddie Mac. That's an incredibly low rate, and the opportunity to lock it in for three decades is probably a once-in-a-lifetime opportunity.
Ahh, the holiday season, that grand stress test of family ties -- and home systems. A home that's just the right size normally can become downright jammed when loved ones visit for a few days. Around my house it tends to be the time when things break -- often because of an unwise move on my part.