Test Your ID Theft Smarts
Your identity has been stolen--what should you do?
If the stolen information includes your driver's license or other government-issued ID, all you need to do is create a facsimile using a recent color photo. True or False?
If someone has stolen information about your financial accounts, it's best to wait several weeks to see what they do with it before taking action. True or False?
One of the best ways to protect your identity is using online passwords only you would know like your mother's maiden name or the last four digits of your Social Secuirty number. True or False.
Indeed, all of these are false. And you'll learn why in a series of entertaining quizzes and educational material on the Federal Trade Commission's OnGuardOnline. The quizzes, one of which includes the questions above, offer tips on phishing, spam, spyware and other online scams, part of the agency's campaign for safe computing.
Check it out--and meanwhile, here are the right answers:
You need to immediately contact any agency that issued a stolen document to cancel it and get a replacement.
You need to contact your credit card companies and bank to close your accounts and open new ones.
And crooks can often find out your Social Security number and mother's maiden name through various sources. It's best to use random numbers and letters--and memorize them.
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